BorrowPower provides general information only and is not financial or credit advice. Results are estimates based on your inputs and standardised assumptions (including the 2025/26 AU tax bands, living expense floors by dependants, a 3% serviceability buffer, and an approximate LMI model). They don’t consider your objectives, financial situation or needs. Lending criteria, interest rates, fees and government charges (including stamp duty) vary by lender and state.
We use your existing state stamp duty tables in the calculator. Our LMI estimate is an approximation; actual premiums vary by lender/insurer and loan details. Consider seeking independent, licensed advice before making decisions.