Negative Gearing Calculator

Estimate the before and after-tax cashflow from a negatively geared investment property. All figures are indicative and for general information only.

If you think in weekly rent, multiply by 52 to estimate.
We reduce rent by this percentage to allow for vacancies.
E.g. parking, storage, laundry.
Assumes interest-only repayments for simplicity.
Include management, rates, insurance, strata, repairs, and other property costs.
Rough marginal rate; talk to your tax adviser for your actual rate.
Gross rental income (after vacancy) —
Total annual expenses —
Net position before tax (per year) —
Estimated tax effect (per year) —
Net position after tax (per year) —
Net position after tax (per week) —

This calculator provides general estimates only and is not financial or tax advice. Actual tax outcomes depend on your full situation. Please check with a licensed tax adviser, lender, or financial adviser before making decisions.